 Student
Health Insurance
Effective with the Fall 2008 semester, Lincoln Memorial University is requiring that all undergraduate and masters level students, taking six or more credit hours, have health insurance coverage. Students may provide proof of their own
insurance that is equivalent to the coverage of the LMU
plan or subscribe to the LMU plan. Student
accounts will be automatically charged for the new
insurance plan unless proof of insurance is provided on
or before:
- Fall '08 Waiver Deadline August 29, 2008
- Spring '09 Waiver Deadline January 29, 2009
- Summer '09 Waiver Deadline June 6, 2009
Student health insurance
policies must meet the following criteria to obtain a
waiver:
- A maximum benefit per sickness or injury of $50,000 or higher
- An annual deductible of $1500 or less
- Coverage at 80% in network or 50% out of network,
or higher
- A plan year maximum for prescription drugs of $1500 or higher
- The plan must meet all Federal and State insurance requirements
and claims must be paid within the United States
-
Network Providers must be available within the
region
PROCESS FOR WAIVER REQUEST
-
Students must fax or bring a copy of their insurance card and an explanation or summary of insurance benefits to the Office of Student Services, Student Center, Room 308, FAX 423.869.6204, that reflects that the policy meets the criteria listed above.
- Students who have TennCare insurance or an equivalent state policy or
those with military insurance need only to submit a copy of their current insurance card to the Office of Student Services.
- LMU employees should submit a copy of their
insurance card. Employee IRS dependents only
need to supply a memo from the Human Resources
Office stating that they are covered under the LMU
Employee medical insurance plan.
- If the student's name is not on the insurance card, the student should: 1) get a letter from their insurance company or Human Resources Department verifying that they are covered under the plan;
or 2) Go to carrier website and print off proof that their coverage is active.
- If the plan meets the required criteria, the charges for the insurance plan will be removed from the student account.
- The student should allow at least ten business days for the credit to be processed after the information has been sent to the Office of Student Services.
-
All notifications of waiver approvals will be sent
via the student's LMU email account. It is the
student's responsibility to check their email
accounts for approval notice. If an LMU email
account has not been issued, then students should
contact: Lesley Chumley, 423.869.7166, or by
email at
lesley.chumley@lmunet.edu, to follow up on the
status of the waiver.
NOTE: University personnel and insurance company personnel will not have access to personal health information through the waiver process. No personal health information is required or needed in the waiver process.
For Additional Information:
Office of Student Services (phone) 423.869.7166 (fax) 423.869.6204
ON-CAMPUS HEALTH CARE SERVICES
A special feature of the plan will be no out-of-pocket costs for office visits for students who receive care at the LMU-DeBusk College of Osteopathic Medicine, Outpatient Services department located on the main campus. For those who choose not to use this service, there is an affordable office co-pay and annual deductible. The plan is also accepted at many area health care providers. Please review the summary of benefits for an overview of the plan. For more complete details and exclusions, please view the on-line brochure at
www.renstudent.com/lmu.
For questions regarding benefits or claims:
Personal Insurance Administrators, Inc.
P.O. Box 6040
Agoura Hills, CA 91376-8040
1.800.468.4343
www.piaclaims.com
For questions regarding eligibility or enrollment:
Renaissance Agencies, Inc.
P.O. Box 2300
Santa Monica, CA 90407-2300
1.800537.1777
CA License No. 0696235
To download brochures, claim forms or ID cards,
please access the website:
www.renstudent.com/lmu
IF YOU ARE ON THE LMU STUDENT HEALTH INSURANCE PLAN
The form obtained at this link -
http://www.renstudent.com/Documents/08-09/ClaimForms/DELOS_C_GENERIC_08-09.pdf
- must be fully completed annually and mailed to:
Lesley Chumley
Administrative Assistant, Office of Student Services
Lincoln Memorial University
6965 Cumberland Gap Parkway
Harrogate, TN 37752
or faxed to:
423.869.6204
This form must be completed in order for the insurance to pay your doctor or hospital claims. If you have any questions please contact Lesley at 423-869-7166.
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